Post office monthly income schemes POMIS
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- MIS facility has been introduced by the Central Government in the post office for the benefit of Indian citizens.
- The MIS scheme is exclusively for senior citizens, the working class, and all other Indian citizens.
- This is a great and safe way to make money every month.
- In POMIS, your deposit gets an interest rate of 6.6% and the interest is credited to the account holder’s account every month.
- The maturity period of POMIS is five years.
- You can pay a minimum NSMIS (National Saving Monthly Income Scheme) of Rs. 1000
- You can deposit a maximum of Rs. 4.5 lakhs in a single account and a maximum of Rs. 9 lakhs in a joint account.
- POMIS account can be opened by one person or by two persons or by three persons.
- If you want to close the Monthly Income Scheme account before the maturity period, this facility is available one year after the account is created.
- After completing the five-year maturity period of the Monthly Income Scheme account, you can close the account by applying along with the passbook.
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